Phoenix is the capital of the southwestern U.S. state of Arizona. Known for its year-round sun and warm temperatures, it anchors a sprawling, multicity metropolitan area known as the Valley of the Sun. It's known for high-end spa resorts, Jack Nicklaus–designed golf courses and vibrant nightclubs. Other highlights include the Desert Botanical Garden, displaying cacti and numerous native plants.
Thanks to its growing population and strong local economy, it's a popular spot for everyone - from young professionals to families to, yes, retirees. Based on the U.S. Census Bureau data for 2019, Phoenix attracted more new residents than any other city in the U.S. - and it wasn't just that year.
Arizona is known for the hot and dry desert climate, the Grand Canyon, the red rocks of Sedona, the Hoover Dam, and saguaro cactus. Phoenix is known for its outstanding hotel resorts, with elaborate pools and desert gardens, Southwest-infused fine dining, luxurious spas and championship golf courses.
Housing prices in Phoenix are going to continue to rise over the next few months while listings remain scarce, new statistics from the Arizona Regional Multiple Listing Service indicate. In ARMLS' monthly report for March, housing sale prices are up over 20% year-over-year. Based on the most recent reports from Phoenix Realtors, the answer is a resounding "Yes!" with tight inventory keeping housing prices high in the state high. It's true that Phoenix has one of the hottest real estate markets in the country, and for good reason. We are serving most of the Phoenix zipcodes including 85003, 85004, 85006, 85007, 85008, 85009, 85012, 85013, 85014, 85015, 85017, 85019, 85020, 85021, 85022, 85023, 85024, 85027, 85029, 85032, 85034, 85035, 85040, 85041, 85042, 85043, 85045, 85048, 85050, 85051, 85053, 85054, 85083, 85251, 85254, 85255, 85282.
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There are certain requirements borrowers must meet to qualify for an FHA loan (may differ case to case and lender to lender basis), including:
• The home you consider must be appraised by an FHA-approved appraiser.
• You must occupy the property within 60 days of closing.
• You can only get a new FHA loan if the home you consider will be your primary residence, which means that it can't be an investment property or second home.
• An inspection must occur, and the inspection must report whether the property meets minimum property standards.
• The type of credit you have (whether you have credit cards, loans, etc.)
• Credit utilization, which is simply how much credit you use
• Whether you pay your bills on time
• The amount you owe on your credit cards
• How much new and recent credit you've taken on
• According to the Department of Housing and Urban Development, the maximum FHA lending amount for high-cost areas (such as large metropolitan areas) is up to $970,800 for 2022.
• The policies of lenders regarding Alaska and Hawaii do differ in terms of loan limits.
• In lower-cost areas, the FHA limit can dip as low as $420,680.
• Loan limits are set based on county property values.
• These are the limits for one-unit properties. If you have multiple units, limits may be higher.
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
House construction loans are typically disbursed in instalments or stages, also known as "tranches". It is based on the progress of the construction work. The lender may appoint an expert to assess the construction progress at different stages before releasing the funds.
if you wish to apply for a home construction loan, you have to provide the lender with a detailed construction timetable, construction plan & a realistic budget for construction. After a construction loan is approved, your loan amount is disbursed in stages as per the demand of each construction stage.
It is usually cheaper to buy a home than build a new one. However, by building your own home you get a brand-new residence, customized to your needs. It costs $295,000 on average to build a home in Florida. This figure can add up to $445,000 if you include land costs, excavations, permits, and other expenses.
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